Insights

Some Things You Should Know About the OBBB

On July 4th, Congress passed a new tax bill that will have an impact on many aspects of tax and financial planning. I’m going to break down the One Big Beautiful Bill (yes, that’s its actual name) to what matters most for the people I work with who are just like you! Let’s get into it.

Should You Choose Roth or Pre-Tax for Your 401(k)?

Here’s a scene I bet you’re familiar with: You just started a new job and are setting up your benefits—or it’s open enrollment season—and you hit the section about your retirement plan. A seemingly simple prompt appears: “Choose your contribution type: Pre-tax or Roth.”

Building Your Kids’ Credit: A Creative New Year’s Resolution

Christmas has come and gone, and now we’re approaching the New Year. ‘Tis the season for making resolutions that you can hopefully stick to.

The Financial Waterfall: A Guide for Wealth Building Success

I hesitate to make blanket statements. Everyone has different financial situations and ideas about their ideal future (i.e., goals). However, if you are at a surplus of income and wonder, “Hey, what should I be doing? Where should I be putting my money?” I have a guide for you that I call The Financial Waterfall.

Choosing the Right Navigator for Your Financial Ship

Navigating your personal financial journey can sometimes feel like setting out to sea with the destination in mind but little nautical experience to ensure a safe and efficient voyage. If this is the case, finding someone who can help guide you through the unfamiliar waters can be a wise decision. In keeping with this sailing theme, let’s delve into an analogy for your financial vessel.

A Guide to Making Smart Car Purchase Decisions

Buying a car is more than just a mode of transportation; it’s a significant financial decision that can drastically affect your financial well-being. Every single one of us will run into this situation in our lifetime and more than likely multiple times over.